Koalafi Offers Fast And Easy Payment Option – No Credit Needed - No Hidden Fees:
*We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

We offer a transparent, and affordable no credit needed financing option. We do perform a credit check on the customer as part of the application process. "No credit needed" does not imply no credit check. Full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
90-Day Purchase Option Or Early Buyout (does incur an early buy out fee): 
And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial down payment, buy out fee, the invoice amount and sales tax. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.
Photo ID
Social Security Number, government ID or ITIN#
Debit card with initial payment of $50.00
Checking account
$1,000 a month income

Creamer Furniture carries Home Furnishings,

mattress sets, home décor and household items

*See Store for Details

To giving you Our Everyday Low Price.
No Sales or Gimmicks.


For Your Information

Koalafi is a lease purchase program. Creamer Furniture does not collect sales tax from our customers, however if you use this purchase option Koalafi will add sales tax to your purchase amount. Creamer Furniture has no control over this.

​​​We also offer

Come visit with us at Creamer Furniture and
see the variety of items we have to offer.


Debit Card 

Credit Card *

Check *

on site for immediate pickup
​of your merchandise.

Ark-La-Tex's Home of
The everyday low price
Only when needed. Feel free to browse thru the large variety we offer.
No pressure. No hassle.

(318) 929-3414

Open Monday - Saturday

8 am to 4:45 pm

​​In Store Layaway

Take It Home Layaway *

Payment Methods Accepted

Great buys at Creamer Furniture